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Posts By: RealFi
Mortgage Repayment Tips
13 Why so unlucky… Well, everyone has their own reason. And I won’t get into which reason is the best. Instead, let’s talk about the lucky ways 13 affects your mortgage balance. Standard 30year Fixed Mortgage Repayment Schedule You’ll make one payment a month, for 360 months. And each… Read more »
Teachers and Leaders and Speakers, Oh My
The annual New Jersey Education Association (NJEA) Convention was held in Atlantic City, NJ last week. NJEA was created to help those in New Jersey public education achieve excellence. The convention draws teachers and educational support professionals together to learn more in order to achieve their mission of promoting a quality system of public education… Read more »
Furnish your first home on a budget
Congrats! You are ready to move into your first home! However, you realize that a home is not a home without furniture! When you are furniture shopping, you may be worried about the cost of the items. However there are a few ways where the savings could add up. New Items Each month of the… Read more »
A Top Mortgage Employer
Residential Home Funding Corp. Named on the Nation’s List Once Again – Here’s Why Every year, National Mortgage Professional Magazine (NMP) announces its list of the top mortgage employers in the nation. They polled readers on their employers using the following criteria: compensation, speed, marketing support, technology, corporate culture, long-term strategy, day-to-day management, internal communications,… Read more »
4 Most Common Questions About Mortgages Answered
4 Most Common Questions About Mortgages Answered Everyone one, when they grow up, wants to buy a house or own property in their lifetime. However, like many people, you need to obtain a mortgage to buy a house unless you have half a million lying around your house. However, everyone has questions about their mortgage,… Read more »
Low on Cash? Do you know about these No Money Down Loans?
Many Americans think that in order to buy a home, they would need to put at least 20% of the purchase price down for a down payment, not 0% or no money down. For example, if they want to buy a home with a $100,000 price tag, they would need to put down at least… Read more »
8 Mortgage Mistakes You Should Not Make
Picture this: you found your perfect house. You put in your offer and the seller accepts! Now it’s all about obtaining that mortgage to secure the deal. But did you know there are some mistakes you could be making that will affect your mortgage? We advise you to avoid the following: Picking any old mortgage… Read more »
FHA Loans and Not-So-Perfect-Credit: The Rundown and FHA mortgage requirements in NJ
We’ve all made some mistakes in the past with credit. Missing a payment here, being late on a payment there. Thanks to the Federal Housing Administration (FHA), you do not need to have perfect credit to buy a home. Did you know that half of all FHA home buyers today have scores below 680?… Read more »
How to make a budget fit for YOU
To budget your finance is to get an estimate of your income and expenditure for a set period of time. Like jeans, there is no budget plan that fits for all. Your friend’s budget might be different from yours. So how do you create a budget that is made just for you? Determine your must-haves… Read more »