We Offer the Best Healthcare Mortgages
Are you a healthcare worker? Are you looking for a new home? Are you interest in getting financial benefits and skipping fees?
If you answered ‘yes’ to each one of these questions, you’ve come to the right place.
We’re going to tell you all about the best healthcare workers’ mortgage: the Nurse Next Door First Time Home Buyer Program. This is a great mortgage program that’s geared towards helping healthcare workers in the United States.
If you’re a healthcare worker of any kind, you need to take advantage of this program. It could save you thousands of dollars.
To learn more about how it works, keep reading.
What Is the Nurse Next Door First Time Home Buyer Program?
The Nurse Next Door First Time Home Buyer Program, or simply the Nurse Next Door Program, was created to help healthcare professionals get financial assistance when buying a home. As essential workers, healthcare professionals create a strong workforce that supports the United States and its citizens.
In return, this program hopes to support healthcare workers.
If you purchase a home with the help of this program, you could be eligible for a fee-free mortgage process. On top of that, you may have access to free home assessment options and credit assistance.
Who Is Eligible for the Nurse Next Door Program?
The program may be called the Nurse Next Door program, but it’s available for more than just nurses. Likewise, it may include the phrase “first time home buyer program,” but it’s available to any healthcare worker who hasn’t owned a home in the past three years.
If you work in a healthcare setting, you’re probably eligible for the program. Here is a more specific list of healthcare providers that this program seeks to reach:
- Nurses (RNs, LPNs, NPs)
- Certified nursing assistants
- Physicians
- Medical assistants
- Medical staff
- Specialists
- Pharmacists
- Medical technologists
- Lab technologists
- Chiropractors
- Dentists/Orthodontists
- Veterinarians
Overall, if you’re a hospital or medical employee of any sort, you should apply to the program before you purchase a home. You’ll be amazed at the benefits that you can get from working the job that you already love.
What Benefits Come With the Nurses Next Door Program?
The benefits of the Nurses Next Door Program are numerous. We highly recommend that you take advantage of each one of these benefits that come with the program:
- You can buy any home on the market
- You may receive a grant
- You can apply for downpayment assistance
- You can get a healthcare-specific home loan
- You can use the Simple Docs Program
- You skip fees
- You get preferred interest rates
- You can get a free appraisal
- You can get free access to the MLS
- You can get free home buyer representation
- You can get free access to foreclosures
- You can take advantage of discounted title fees
- You can apply for the Fresh Start credit repair program
- You can apply for the Simple Docs Refinance Program
We could go on and on about all of the good things that come with this mortgage program. For now, we’ll jump into the specific numbers that you’ll want to know about for your upcoming mortgage.
Buy Any Home on the Market
Yes, we mean that you can buy any home that you want. It doesn’t matter what the value, location, or type is.
You get to make that decision.
You can choose the right home for you and your needs without having to worry about getting rejected because of the home that you’ve chosen. Look through home listings without any unwanted filters.
Receive a Grant
Grants are lump sums from the government. You don’t have to repay them.
With the Nurse Next Door Program, you can get grants up to $6,000 to buy a house. In order to apply for these healthcare-specific grants, you must apply through the Nurse Next Door Program.
If you’re approved, you could apply this money to your down payment or future mortgage payments.
Apply for Down payment Assistance
Through the Nurse Next Door home buyer program, you can apply for downpayment assistance in the form of loans or grants. If you receive a loan, you’ll have to pay it back. However, you’re likely to get a low-interest loan that may or may not be connected to the mortgage that you get.
Down payment assistance is particularly helpful for individuals who just finished their schooling. Although, everyone can benefit from a little bit of extra help coming up with a down payment for their future home.
Healthcare-Specific Home Loans
The home loan that you get from the Nurses Next Door program will be just for you. Your lender is going to understand that you’re an essential worker, whether you’re a registered nurse or another healthcare worker.
Because your lender will know about your job, they’re more likely to give lower interest rates and other perks.
Use the Simple Docs Program
The Simple Docs program allows you to access your documentation online, so you won’t have to collect all of the loan information when it’s time to go through with the mortgage. This program makes the application process easier for you and the lender.
Anyone who uses the Nurse Next Door program can use the Simple Docs program. Just ask your lender about how to set up your account so that they can see all of the information that they need.
Skip Fees
With this healthcare workers mortgage, you can skip multiple fees, including application fees, up-front fees, and broker fees. Normally, the home-buying process is riddled with fees around every corner.
Skipping these fees will help you save money while removing some of the stressors that come with buying a home.
Preferred Interest Rates
Through this mortgage program, you’re going to get lower interest rates. Your lender knows that you’re in a high-demand field with job security. On top of that, you must be responsible to hold your job title.
Therefore, your lender is going to be more likely to give you a better interest rate. With this, you may experience other financial benefits as well.
Overall, your lender is going to be less likely to put up walls during the mortgage process.
Free Appraisals
Home appraisers are the professionals who assess the home that you’re buying. They’re going to look at the overall condition of the house as well as all of the little details that you may not be able to notice. Home appraisals are important when it comes to correctly pricing the home and making any adjustments to the buying agreement before the sale goes through.
With the Nurse Next Door program, you can get a free appraisal of the home that you’re buying. This appears as a credit for up to $545.00 at closing.
Free Home Buyer Representation
A home buyer representative is a person who represents the home buyer as they’re looking for the home that they want. A great example is a real estate agent for a home buyer.
Through the Nurse Next Door program, you get free home buyer representation, so you don’t have to worry about racking up these costs either.
Free Access to the MLS
The MLS, or the Multiple Listing Service, is a platform that lists all of the homes that are currently for sale. If you go through the Nurse Next Door program, you can access this extensive listing for free.
This means that you can look at all of the homes that are for sale, so that you can choose the one that you want. With the MLS, you don’t have to hunt for the house alone.
Free Access to Foreclosures
Another way to look for houses is by examining recent foreclosures. Sometimes, these houses can be cheaper than traditional ones on the market.
You may be able to find a gem among these options.
Discounted Title Fees
The title fee is the fee that you have to pay to your state government for getting the title to the home. While this isn’t a large fee, all of those numbers add up over time.
With the Nurse Next Door program, you can enjoy a discounted rate.
Apply for the Fresh Start Credit Repair Program
The Fresh Start Credit Repair program can help you figure out what may be preventing your mortgage from going through.
With that information, you can work on bettering your credit score and getting the mortgage that you want.
Apply for the Simple Docs Refinance Program
If you find that you want to refinance your mortgage later down the road, you can do so through the Simple Docs Refinance Program.
You’ll still be able to enjoy all of the great benefits of the Nurse Next Door program if you refinance through Simple Docs.
Apply for the Best Healthcare Workers, Mortgage
If you’re a healthcare worker, it’s time to advantage of this program. It’s the best healthcare workers mortgage, and you’re not going to find any traditional deal that compares to the benefits that you’re getting with the Nurses Next Door program.
If you’re interested in getting started now, get your free quote today. We’re excited to get started.