Mortgages for Champions

The Best Mortgages for Teachers

How To Find The Best Mortgages For Teachers The average teacher in the United States makes around $63,645 per year. While some teachers can make over $100,000 in some private schools, most educators are not paid nearly as much as they deserve. This makes it difficult to afford a home nowadays. This is why mortgages… Read more »

Best Mortgages for Police and Law Enforcement

Secure The Best Mortgage For Police The average mortgage size is around $405,000 in the United States right now. While this has decreased over the last year, it’s still double what the average American used to borrow for a home back in the early 2000s. This is mainly due to rising property prices as the average home… Read more »

The Best Mortgages For Nurses

How Do You Find The Best Mortgages For Nurses? More than two-thirds of all homes in the United States are purchased with a mortgage. The average home in the United States now cost around $374,800. This is why most Americans must rely on some kind of credit facility to help them purchase a home. When it comes… Read more »

Best Mortgages for Medical Professionals

Find the Best Mortgages for Medical Professionals Choosing the right mortgage is one of the most important decisions you’ll make in your life—one that will affect you for years to come. And with so many plans to choose from, it can be hard to know which is the right one for you. If you’re a medical professional,… Read more »

Mass Foreclosures: Is your State Susceptible?

Mass Foreclosures: Is your State Susceptible? The term, mass foreclosure, usually refers to a high foreclosure rate in a certain area. This could be a neighborhood, city, state, or even a nation. For example, the 2008 U.S. recession caused a housing market crash. Ten million Americans lost their homes to foreclosures. This is the most recent… Read more »

Getting a Mortgage: Is Your Interest Rate Critical?

Getting a Mortgage: Is Your Interest Rate Critical? According to S&P Global, the average interest rate for today’s mortgage is 3.1%. However, this is an average for a reason. Many people end up with interest rates that are lower, while many other people end up with interest rates that are higher. The interest rate that you’re going… Read more »

FHA Revisited: Mortgages for Champions

MORTGAGES FOR CHAMPIONS – FHA, LOANS The Economic Recovery Act of 2008 requires the Federal Housing Administration (FHA) to keep federally backed mortgage loan limits at 115% of local median values. The agency establishes floor and ceiling limits to meet this requirement. If you want to buy a home this year using an FHA loan, you might… Read more »

How Will the Omicron Variant Affect Mortgage Rates?

How Will the Omicron Variant Affect Mortgage Rates? How will the Coronavirus affect the real estate market? Financial experts have been asking this question for the past 12 to 18 months. It seems like we’ve dodged two bullets with the original outbreak of COVID-19 and the Delta variant. But, the emergence of the Omicron variant… Read more »

Are Housing Speculators Driving up Home Prices?

Are Housing Speculators Driving up Home Prices? When is the next housing market crash? No one seems to be able to agree on when it’s likely to happen. But, we all can agree on one thing: it’s coming. Is it really coming, though? Read on to find out. The housing market has been up for… Read more »

Is Now a Good Time to Buy a House?

Is Now A Good Time To Buy A House? When is it a good time to buy a house? People ask us that question often. A lot of people have trouble deciding when to buy because the market is always changing. America is rebounding nicely from the housing crash of late 2007 and 2008. A… Read more »