Blog

  We’ve all made some mistakes in the past with credit. Missing a payment here, being late on a payment there. Thanks to the Federal Housing Administration (FHA), you do not need to have perfect credit to buy a home. Did you know that half of all FHA home buyers today have scores below 680?… Read more »

To budget your finance is to get an estimate of your income and expenditure for a set period of time. Like jeans, there is no budget plan that fits for all. Your friend’s budget might be different from yours. So how do you create a budget that is made just for you? Determine your must-haves… Read more »

  Do you ever forget things? Like the one item you went to the grocery store for, only to come out with a cart full of items and you forgot the one item? Or other things like paying your bills on time. We all know that not paying your bills on time will hurt your… Read more »

The national average credit score is 695 and half of consumers fall in the desired 700-plus range. You can get a mortgage with that score or even lower, but you need a score of 740 or higher to get the best rates. While credit history isn’t created overnight, there are some things you can do… Read more »

Since 1863, Americans have celebrated the last Thursday of November as Thanksgiving. Thanksgiving have always been a tradition of a warm get-together with family and friends over a fresh turkey meal, with homemade sides like mashed potatoes, green bean, casserole, stuffing, cranberry sauce, and you finish the night out with a nice warm slice of… Read more »

Home Maintenance Tasks That Should be Done in November Good news: it’s November! Bad news: December is coming around the corner! December welcomes cold weather, snow, and shorter days. However, is your home prepared for the winter season? If not, this month is the best time to maintain your home. But what should you do… Read more »

Only YOU can prevent home fires The National Fire Protection Association (NFPA) reported that there are more than 360,000 home structure fires each year which adds up to about $6-8 billion dollars in damages each year. The main cause for fires can be started by daily activities that no one thinks about. So to prevent… Read more »

Super Bowl 2017 – New England Patriots vs Atlanta Falcons For a little over 50 years, people gather around to watch the one game that will determine which division of the national football league will be the ultimate champion for the season: The National Football Conference (NFC) or the American Football Conference (AFC). It’s one… Read more »

On this day please celebrate Martin Luther King Jr.’s life with me by learning a little behind the history of how this day was declared a National Holiday. It took 15 years to create the federal Martin Luther King, Jr., holiday. Congressman John Conyers, Democrat from Michigan, first introduced legislation for a commemorative holiday four… Read more »

As we say goodbye to 2016, we head forth to 2017. While our crystal ball can’t predict everything in the future like who will win the super bowl or who Taylor Swift will date and write a song about, we can make some predictions about the real estate market. The top buyers will be millennials… Read more »