Everyone tells you one of the most major purchases you can make in your life time is your own home. However you hear what everyone says about the process and that makes you anxious! The “what if” or “Is it right” questions pop up in your head and it can make you spooked out about… Read more »
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History of the Mortgage Rates
We’ve been saying a lot that mortgage rates. You might think it’s a gimmick and we are pulling your arm. However, if you look at the past 100 years, you can see it’s actually true! Around 1930’s, mortgages were starting to take off in America. When they first started, most mortgages required buyers to make… Read more »
Teachers: Our Every Day Heroes
An activist for education by the name of Malala Yousafzai once said “One book, one pen, one child, and one teacher can change the world.” A teacher’s basic job definition is to instruct other individuals in any subject matter that’s given. However, we’ve noticed a lot of teachers that constantly go above and beyond the… Read more »
Special Loans for Firefighters
To become a firefighter, paid or volunteer, it takes a special kind of person to undergo countless number of hours training and education for one common goal: to help and protect your local cities and neighborhoods. Once one becomes a certified firefighter, they are always on alert 24/7 to respond to a local call and… Read more »
How to close quickly on your mortgage
Mortgage rates are at an all-time low and with the availability of low- and no-down payment loans, it’s no wonder why it’s easy to be a homeowner! Due to this, it is a seller’s market. However, a prepared buyer will most likely get the house, especially of the seller requests a “quick closing”. If you… Read more »
Homeowner’s Insurance – Are You Covered?
What if… Chances are you already have health and car insurance. Which means there’s no need to sell you on how important having insurance is. Homeowner’s insurance is very important when owning a home. More importantly, a reputable homeowner’s insurance agent is even more necessary since they will provide you with the coverage for your… Read more »
Why Do Millennials Love VA Loans?
As discussed beforehand, millennials are currently dominating the home buyer’s market, and here’s how! When many millennials finish their service in the military, they start to enter the workforce. Since many millennials are getting a head start on their career, it’s no wonder why most would want to start settling down and buy their first… Read more »
Should I sell my first home or rent it out?
Millennials especially are buying their first home. However, some buy a house that they need at the moment, not a house they will need in the future if they get married or want to grow their family with children. So you go on a quest for a second home that will fit your new needs… Read more »
What Are The Advantages Of A 15 Year Mortgage?
When you are applying for a mortgage, there will be many questions you may ask yourself during the process. One of the questions you might ask yourself is do I want a 15 year or 30-year mortgage? If you are thinking about making your mortgage last for 15 years, there are some benefits for… Read more »
Special Mortgage Loans for Medical Professionals
It must be tough when the fate of people’s lives is literally at your hand. Or if you have to do a simple procedure like take blood from a patient and you can’t find the right vein to stick the needle in or one of your patients had an accident in their bed. Your job… Read more »