When it comes to buying a house, many people have a lot of different questions and it can get confusing and frustrating. Here’s the checklist of the most popular questions and answers for you! Q: How much house can I afford? A: Most budgets suggest you reserve 28% of your post-tax income for house payments… Read more »
Posts By: RealFi
How does VA loan Work For Veterans
Veterans, do you know about the benefits of buying a home with a VA loan? For example, you can purchase a home without any money down while mortgage insurance isn’t required. Your interest rate will also be lower as well compare to other loan programs. While this loan gives you the jump start on home… Read more »
Are you afraid to buy your first home?
Everyone tells you one of the most major purchases you can make in your life time is your own home. However you hear what everyone says about the process and that makes you anxious! The “what if” or “Is it right” questions pop up in your head and it can make you spooked out about… Read more »
History of the Mortgage Rates
We’ve been saying a lot that mortgage rates. You might think it’s a gimmick and we are pulling your arm. However, if you look at the past 100 years, you can see it’s actually true! Around 1930’s, mortgages were starting to take off in America. When they first started, most mortgages required buyers to make… Read more »
Teachers: Our Every Day Heroes
An activist for education by the name of Malala Yousafzai once said “One book, one pen, one child, and one teacher can change the world.” A teacher’s basic job definition is to instruct other individuals in any subject matter that’s given. However, we’ve noticed a lot of teachers that constantly go above and beyond the… Read more »
Special Loans for Firefighters
To become a firefighter, paid or volunteer, it takes a special kind of person to undergo countless number of hours training and education for one common goal: to help and protect your local cities and neighborhoods. Once one becomes a certified firefighter, they are always on alert 24/7 to respond to a local call and… Read more »
How to close quickly on your mortgage
Mortgage rates are at an all-time low and with the availability of low- and no-down payment loans, it’s no wonder why it’s easy to be a homeowner! Due to this, it is a seller’s market. However, a prepared buyer will most likely get the house, especially of the seller requests a “quick closing”. If you… Read more »
Homeowner’s Insurance – Are You Covered?
What if… Chances are you already have health and car insurance. Which means there’s no need to sell you on how important having insurance is. Homeowner’s insurance is very important when owning a home. More importantly, a reputable homeowner’s insurance agent is even more necessary since they will provide you with the coverage for your… Read more »
Why Do Millennials Love VA Loans?
As discussed beforehand, millennials are currently dominating the home buyer’s market, and here’s how! When many millennials finish their service in the military, they start to enter the workforce. Since many millennials are getting a head start on their career, it’s no wonder why most would want to start settling down and buy their first… Read more »
Police Officer Mortgage
New Jersey and the residents who proudly call it home are widely known for standing up for what they believe in, never afraid to speak their mind and quick to confront issues head-on. That has never been truer with the actions of a few but backed by many for an anti-drug teaching program that would… Read more »